/* ===== CSS VARIABLES ===== */
:root {
  --green: #16a34a;
  --green-light: #22c55e;
  --green-dark: #166534;
  --green-pale: #f0fdf4;
  --green-mid: #dcfce7;
  --black: #0a0f0d;
  --gray-900: #111827;
  --gray-800: #1f2937;
  --gray-700: #374151;
  --gray-500: #6b7280;
  --gray-300: #d1d5db;
  --gray-100: #f3f4f6;
  --white: #ffffff;
  --radius: 12px;
  --radius-lg: 20px;
  --shadow: 0 4px 24px rgba(0,0,0,0.08);
  --shadow-lg: 0 12px 48px rgba(0,0,0,0.14);
  --transition: 0.3s cubic-bezier(0.4,0,0.2,1);
  --font: 'Sora', sans-serif;
  --font-body: 'DM Sans', sans-serif;
}

/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  color: var(--gray-800);
  background: var(--white);
  overflow-x: hidden;
  line-height: 1.6;
}
a { text-decoration: none; color: inherit; }
img { max-width: 100%; }
input, select, button { font-family: inherit; }

/* ===== CONTAINER ===== */
.container {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 24px;
  border-radius: 50px;
  font-family: var(--font);
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: var(--transition);
  white-space: nowrap;
}
.btn-primary {
  background: var(--green);
  color: var(--white);
  border-color: var(--green);
}
.btn-primary:hover {
  background: var(--green-dark);
  border-color: var(--green-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(22,163,74,0.35);
}
.btn-ghost {
  background: transparent;
  color: var(--green);
  border-color: var(--green);
}
.btn-ghost:hover {
  background: var(--green-pale);
  transform: translateY(-1px);
}
.btn-white {
  background: var(--white);
  color: var(--green-dark);
  border-color: var(--white);
}
.btn-white:hover {
  background: var(--green-pale);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(255,255,255,0.3);
}
.btn-nav {
  background: var(--green);
  color: var(--white);
  border-color: var(--green);
  padding: 10px 22px;
  font-size: 0.9rem;
}
.btn-nav:hover { background: var(--green-dark); border-color: var(--green-dark); }
.btn-lg { padding: 16px 32px; font-size: 1.05rem; }
.btn-full { width: 100%; justify-content: center; }
.btn-submit {
  flex: 1;
  justify-content: center;
}

/* ===== NAVBAR ===== */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(0,0,0,0.06);
  transition: var(--transition);
}
.navbar.scrolled { box-shadow: 0 2px 20px rgba(0,0,0,0.1); }
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 70px;
}
.logo {
  font-family: var(--font);
  font-weight: 800;
  font-size: 1.4rem;
  color: var(--black);
  display: flex;
  align-items: center;
  gap: 4px;
}
.logo-icon {
  background: var(--green);
  color: white;
  width: 32px; height: 32px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  margin-right: 4px;
}
.logo-accent { color: var(--green); }
.nav-links {
  display: flex;
  gap: 32px;
}
.nav-links a {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--gray-700);
  transition: color var(--transition);
}
.nav-links a:hover { color: var(--green); }
.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.nav-hamburger span {
  display: block;
  width: 22px; height: 2px;
  background: var(--gray-800);
  border-radius: 2px;
  transition: var(--transition);
}
.nav-mobile {
  display: none;
  flex-direction: column;
  padding: 16px 24px 24px;
  border-top: 1px solid var(--gray-100);
  gap: 12px;
}
.nav-mobile a { font-weight: 500; color: var(--gray-700); padding: 4px 0; }
.nav-mobile .btn { justify-content: center; }
.nav-mobile.open { display: flex; }

/* ===== HERO ===== */
.hero {
  padding-top: 100px;
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, #0a1f12 0%, #0f2d1a 50%, #0a1f12 100%);
}
.hero-bg {
  position: absolute;
  inset: 0;
  overflow: hidden;
}
.hero-blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.3;
}
.b1 {
  width: 600px; height: 600px;
  background: radial-gradient(circle, #22c55e, transparent);
  top: -200px; right: -100px;
  animation: blobFloat 8s ease-in-out infinite;
}
.b2 {
  width: 400px; height: 400px;
  background: radial-gradient(circle, #16a34a, transparent);
  bottom: -100px; left: -100px;
  animation: blobFloat 10s ease-in-out infinite reverse;
}
.hero-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
}
@keyframes blobFloat {
  0%, 100% { transform: translate(0,0) scale(1); }
  50% { transform: translate(30px, -30px) scale(1.1); }
}
.hero-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  position: relative;
  z-index: 1;
  padding-top: 40px;
  padding-bottom: 80px;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.15);
  color: #86efac;
  font-size: 0.85rem;
  font-weight: 500;
  padding: 8px 16px;
  border-radius: 50px;
  margin-bottom: 24px;
  backdrop-filter: blur(8px);
}
.badge-dot {
  width: 8px; height: 8px;
  background: #4ade80;
  border-radius: 50%;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(1.4); }
}
.hero-headline {
  font-family: var(--font);
  font-size: clamp(2.4rem, 5vw, 3.8rem);
  font-weight: 800;
  line-height: 1.1;
  color: var(--white);
  margin-bottom: 20px;
  letter-spacing: -0.02em;
}
.highlight { color: #4ade80; }
.hero-sub {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.7);
  margin-bottom: 36px;
  max-width: 440px;
}
.hero-ctas {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}
.hero-ctas .btn-ghost {
  color: rgba(255,255,255,0.8);
  border-color: rgba(255,255,255,0.3);
}
.hero-ctas .btn-ghost:hover {
  background: rgba(255,255,255,0.1);
  color: white;
}
.hero-trust {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
  color: rgba(255,255,255,0.6);
  font-size: 0.85rem;
}

/* Hero Card */
.hero-card {
  position: relative;
}
.hero-card::before {
  content: '';
  position: absolute;
  inset: -2px;
  background: linear-gradient(135deg, #22c55e, #16a34a, #166534);
  border-radius: calc(var(--radius-lg) + 2px);
  z-index: 0;
}
.hero-card-inner {
  position: relative;
  z-index: 1;
  background: rgba(255,255,255,0.05);
  backdrop-filter: blur(20px);
  border-radius: var(--radius-lg);
  padding: 32px;
  border: 1px solid rgba(255,255,255,0.1);
}
.card-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 20px;
}
.card-label {
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.5);
}
.card-live {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.8rem;
  color: #4ade80;
  font-weight: 600;
}
.live-dot {
  width: 7px; height: 7px;
  background: #4ade80;
  border-radius: 50%;
  animation: pulse 1.5s infinite;
}
.card-amount {
  font-family: var(--font);
  font-size: 3.5rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.03em;
  margin-bottom: 24px;
  transition: var(--transition);
}
.card-rate-row {
  display: flex;
  align-items: center;
  gap: 16px;
  background: rgba(255,255,255,0.08);
  border-radius: 12px;
  padding: 16px;
  margin-bottom: 24px;
}
.card-stat { flex: 1; text-align: center; }
.stat-label {
  display: block;
  font-size: 0.75rem;
  color: rgba(255,255,255,0.5);
  margin-bottom: 4px;
}
.stat-val {
  font-family: var(--font);
  font-size: 1.1rem;
  font-weight: 700;
  color: #4ade80;
}
.card-divider {
  width: 1px;
  height: 36px;
  background: rgba(255,255,255,0.15);
}
.hero-slider, .slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  background: rgba(255,255,255,0.15);
  border-radius: 3px;
  outline: none;
  cursor: pointer;
  margin-bottom: 8px;
}
.hero-slider::-webkit-slider-thumb, .slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 24px; height: 24px;
  border-radius: 50%;
  background: var(--green-light);
  cursor: pointer;
  box-shadow: 0 0 0 4px rgba(34,197,94,0.3);
  transition: var(--transition);
}
.hero-slider::-webkit-slider-thumb:hover, .slider::-webkit-slider-thumb:hover {
  box-shadow: 0 0 0 8px rgba(34,197,94,0.2);
  transform: scale(1.1);
}
.slider-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.4);
  margin-bottom: 24px;
}
.card-disclaimer {
  text-align: center;
  font-size: 0.75rem;
  color: rgba(255,255,255,0.4);
  margin-top: 12px;
}

/* ===== TRUST BAR ===== */
.trust-bar {
  background: var(--green-dark);
  padding: 32px 0;
}
.trust-bar-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}
.trust-stat { text-align: center; }
.ts-num {
  display: block;
  font-family: var(--font);
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--white);
}
.ts-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.6);
}
.trust-divider {
  width: 1px;
  height: 40px;
  background: rgba(255,255,255,0.2);
}

/* ===== SECTIONS ===== */
.section { padding: 96px 0; }
.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 64px;
}
.section-tag {
  display: inline-block;
  background: var(--green-pale);
  color: var(--green-dark);
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  padding: 6px 16px;
  border-radius: 50px;
  margin-bottom: 16px;
}
.section-header h2 {
  font-family: var(--font);
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  font-weight: 800;
  color: var(--gray-900);
  letter-spacing: -0.02em;
  margin-bottom: 16px;
}
.section-header p {
  color: var(--gray-500);
  font-size: 1.05rem;
}

/* ===== HOW IT WORKS ===== */
.how-it-works { background: var(--gray-100); }
.steps-grid {
  display: flex;
  align-items: center;
  gap: 24px;
}
.step-card {
  flex: 1;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px 32px;
  box-shadow: var(--shadow);
  position: relative;
  transition: var(--transition);
}
.step-card::before {
  content: attr(data-step);
  position: absolute;
  top: 20px; right: 24px;
  font-family: var(--font);
  font-size: 3rem;
  font-weight: 900;
  color: var(--gray-100);
  line-height: 1;
}
.step-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.step-icon {
  width: 64px; height: 64px;
  background: var(--green-pale);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green);
  margin-bottom: 20px;
}
.step-card h3 {
  font-family: var(--font);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 12px;
}
.step-card p { color: var(--gray-500); font-size: 0.95rem; }
.step-arrow {
  font-size: 2rem;
  color: var(--green-light);
  flex-shrink: 0;
}

/* ===== CALCULATOR ===== */
.calculator-section { background: var(--white); }
.calc-wrapper {
  max-width: 760px;
  margin: 0 auto;
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: 0 0 0 1px var(--gray-300), var(--shadow-lg);
  overflow: hidden;
}
.calc-progress {
  background: var(--green-pale);
  padding: 28px 32px;
  border-bottom: 1px solid var(--green-mid);
}
.progress-steps {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  margin-bottom: 16px;
}
.prog-step {
  display: flex;
  align-items: center;
  gap: 8px;
  opacity: 0.4;
  transition: var(--transition);
}
.prog-step.active { opacity: 1; }
.prog-step.done { opacity: 0.7; }
.prog-num {
  width: 32px; height: 32px;
  background: var(--gray-300);
  color: var(--gray-700);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font);
  font-size: 0.85rem;
  font-weight: 700;
  transition: var(--transition);
}
.prog-step.active .prog-num {
  background: var(--green);
  color: white;
  box-shadow: 0 0 0 4px rgba(22,163,74,0.2);
}
.prog-step.done .prog-num {
  background: var(--green-dark);
  color: white;
}
.prog-label {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gray-700);
  white-space: nowrap;
}
.prog-line {
  flex: 1;
  height: 2px;
  background: var(--gray-300);
  margin: 0 12px;
  min-width: 40px;
}
.progress-bar-track {
  height: 6px;
  background: var(--green-mid);
  border-radius: 3px;
  overflow: hidden;
}
.progress-bar-fill {
  height: 100%;
  background: var(--green);
  border-radius: 3px;
  transition: width 0.5s ease;
}

/* Calc Steps */
.calc-step {
  display: none;
  padding: 40px 40px;
  animation: fadeSlideIn 0.3s ease;
}
.calc-step.active { display: block; }
@keyframes fadeSlideIn {
  from { opacity: 0; transform: translateX(20px); }
  to { opacity: 1; transform: translateX(0); }
}
.step-title {
  font-family: var(--font);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 28px;
}

/* Calc Fields */
.calc-field { margin-bottom: 28px; }
.calc-field label, .form-group label {
  display: block;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--gray-700);
  margin-bottom: 10px;
}
.slider-wrapper { display: flex; flex-direction: column; }
.slider-value {
  font-family: var(--font);
  font-size: 2rem;
  font-weight: 800;
  color: var(--green);
  margin-bottom: 12px;
}
.slider {
  background: linear-gradient(to right, var(--green) 10%, var(--gray-300) 10%);
}
.slider::-webkit-slider-thumb {
  background: var(--green) !important;
  box-shadow: 0 0 0 4px rgba(22,163,74,0.2) !important;
}
.slider-labels { color: var(--gray-500); margin-bottom: 0; }

/* Purpose buttons */
.purpose-grid, .term-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.purpose-btn, .term-btn {
  padding: 10px 18px;
  border: 2px solid var(--gray-300);
  border-radius: 8px;
  background: var(--white);
  color: var(--gray-700);
  font-size: 0.88rem;
  font-weight: 500;
  cursor: pointer;
  transition: var(--transition);
}
.purpose-btn:hover, .term-btn:hover {
  border-color: var(--green);
  color: var(--green);
}
.purpose-btn.active, .term-btn.active {
  background: var(--green);
  border-color: var(--green);
  color: white;
}

/* Preview */
.calc-preview {
  background: var(--green-pale);
  border-radius: var(--radius);
  padding: 20px 24px;
  display: flex;
  gap: 24px;
  margin-bottom: 28px;
  border: 1px solid var(--green-mid);
}
.preview-item {
  flex: 1;
  text-align: center;
}
.preview-item span {
  display: block;
  font-size: 0.78rem;
  color: var(--gray-500);
  margin-bottom: 4px;
}
.preview-item strong {
  font-family: var(--font);
  font-size: 1.05rem;
  color: var(--green-dark);
}

/* Form elements */
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 20px;
}
.form-group { display: flex; flex-direction: column; }
.form-group.full { grid-column: 1 / -1; }
.form-input, .form-select {
  padding: 13px 16px;
  border: 2px solid var(--gray-300);
  border-radius: 10px;
  font-size: 0.95rem;
  color: var(--gray-800);
  background: var(--white);
  transition: var(--transition);
  outline: none;
  width: 100%;
}
.form-input:focus, .form-select:focus {
  border-color: var(--green);
  box-shadow: 0 0 0 4px rgba(22,163,74,0.1);
}
.form-input.error { border-color: #ef4444; }
.input-prefix {
  position: relative;
  display: flex;
  align-items: center;
}
.input-prefix span {
  position: absolute;
  left: 14px;
  color: var(--gray-500);
  font-weight: 600;
  z-index: 1;
}
.input-prefix .form-input { padding-left: 28px; }

.btn-row {
  display: flex;
  gap: 16px;
  align-items: center;
  margin-top: 8px;
}
.btn-row .btn-ghost { flex-shrink: 0; }

.form-section-title {
  font-family: var(--font);
  font-size: 0.9rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--green-dark);
  margin: 28px 0 16px;
  padding-bottom: 8px;
  border-bottom: 2px solid var(--green-pale);
}
.form-section-title:first-of-type { margin-top: 0; }

.req { color: #ef4444; }
.secure-note {
  display: flex;
  align-items: center;
  gap: 6px;
  background: var(--green-pale);
  color: var(--green-dark);
  font-size: 0.82rem;
  font-weight: 600;
  padding: 10px 14px;
  border-radius: 8px;
  margin-bottom: 24px;
}

/* Consent */
.consent-box { margin: 20px 0 24px; }
.checkbox-label {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  cursor: pointer;
  font-size: 0.85rem;
  color: var(--gray-500);
}
.checkbox-label input { display: none; }
.checkmark {
  width: 20px; height: 20px;
  border: 2px solid var(--gray-300);
  border-radius: 5px;
  flex-shrink: 0;
  margin-top: 1px;
  transition: var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
}
.checkbox-label input:checked + .checkmark {
  background: var(--green);
  border-color: var(--green);
}
.checkbox-label input:checked + .checkmark::after {
  content: '✓';
  color: white;
  font-size: 0.7rem;
  font-weight: 900;
}
.checkbox-label a { color: var(--green); text-decoration: underline; }

.form-msg {
  padding: 14px 18px;
  border-radius: 10px;
  font-size: 0.9rem;
  font-weight: 500;
  margin-bottom: 16px;
}
.form-msg.success {
  background: var(--green-pale);
  color: var(--green-dark);
  border: 1px solid var(--green-mid);
}
.form-msg.error {
  background: #fef2f2;
  color: #dc2626;
  border: 1px solid #fecaca;
}

/* ===== BENEFITS ===== */
.benefits { background: var(--gray-100); }
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.benefit-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  box-shadow: var(--shadow);
  transition: var(--transition);
  border: 1px solid transparent;
}
.benefit-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--green-mid);
}
.benefit-icon {
  width: 56px; height: 56px;
  background: var(--green-pale);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green);
  margin-bottom: 18px;
}
.benefit-card h4 {
  font-family: var(--font);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--gray-900);
  margin-bottom: 10px;
}
.benefit-card p { color: var(--gray-500); font-size: 0.92rem; }

/* ===== TESTIMONIALS ===== */
.testimonials { background: var(--white); }
.testi-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  align-items: start;
}
.testi-card {
  background: var(--gray-100);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  transition: var(--transition);
  border: 2px solid transparent;
}
.testi-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.testi-card.featured {
  background: var(--green);
  transform: scale(1.03);
  box-shadow: var(--shadow-lg);
}
.testi-card.featured p, .testi-card.featured .stars { color: white; }
.testi-card.featured .testi-author strong { color: white; }
.testi-card.featured .testi-author span { color: rgba(255,255,255,0.7); }
.testi-card.featured .testi-avatar { background: rgba(255,255,255,0.2); color: white; }
.stars {
  font-size: 1rem;
  color: #f59e0b;
  margin-bottom: 14px;
  letter-spacing: 2px;
}
.testi-card p {
  color: var(--gray-700);
  font-size: 0.92rem;
  line-height: 1.7;
  margin-bottom: 20px;
}
.testi-author {
  display: flex;
  align-items: center;
  gap: 12px;
}
.testi-avatar {
  width: 42px; height: 42px;
  background: var(--green-pale);
  color: var(--green-dark);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font);
  font-size: 0.8rem;
  font-weight: 700;
  flex-shrink: 0;
}
.testi-author strong {
  display: block;
  font-size: 0.9rem;
  color: var(--gray-900);
}
.testi-author span {
  font-size: 0.78rem;
  color: var(--gray-500);
}

/* ===== FAQ ===== */
.faq-section { background: var(--gray-100); }
.faq-list {
  max-width: 760px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.faq-item {
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.faq-q {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 22px 24px;
  background: none;
  border: none;
  cursor: pointer;
  font-family: var(--font);
  font-size: 1rem;
  font-weight: 600;
  color: var(--gray-900);
  text-align: left;
  transition: var(--transition);
}
.faq-q:hover { color: var(--green); }
.faq-icon {
  font-size: 1.4rem;
  color: var(--green);
  transition: transform var(--transition);
  flex-shrink: 0;
  margin-left: 12px;
}
.faq-item.open .faq-icon { transform: rotate(45deg); }
.faq-a {
  display: none;
  padding: 0 24px 22px;
}
.faq-a p { color: var(--gray-500); line-height: 1.7; }
.faq-item.open .faq-a { display: block; }

/* ===== CTA BANNER ===== */
.cta-banner {
  background: linear-gradient(135deg, #166534, #16a34a);
  padding: 80px 0;
}
.cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}
.cta-text h2 {
  font-family: var(--font);
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 800;
  color: white;
  margin-bottom: 8px;
}
.cta-text h2 .highlight { color: #86efac; }
.cta-text p { color: rgba(255,255,255,0.75); font-size: 1rem; }

/* ===== FOOTER ===== */
.footer {
  background: var(--black);
  padding-top: 72px;
}
.footer-inner {
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 64px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-brand .logo { color: white; margin-bottom: 16px; display: inline-flex; }
.footer-brand p {
  color: rgba(255,255,255,0.45);
  font-size: 0.88rem;
  line-height: 1.7;
  max-width: 380px;
  margin-bottom: 20px;
}
.footer-badges { display: flex; gap: 10px; }
.footer-badge {
  background: rgba(255,255,255,0.07);
  color: rgba(255,255,255,0.5);
  font-size: 0.78rem;
  padding: 6px 12px;
  border-radius: 6px;
  border: 1px solid rgba(255,255,255,0.1);
}
.footer-links { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.footer-col h5 {
  font-family: var(--font);
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.4);
  margin-bottom: 16px;
}
.footer-col a {
  display: block;
  color: rgba(255,255,255,0.6);
  font-size: 0.88rem;
  margin-bottom: 10px;
  transition: color var(--transition);
}
.footer-col a:hover { color: var(--green-light); }
.footer-bottom {
  padding: 20px 0;
}
.footer-bottom p {
  color: rgba(255,255,255,0.25);
  font-size: 0.78rem;
  text-align: center;
  line-height: 1.7;
}

/* ===== MODAL ===== */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.7);
  display: none;
  align-items: center;
  justify-content: center;
  z-index: 9999;
  backdrop-filter: blur(4px);
}
.modal-overlay.open { display: flex; }
.modal-box {
  background: white;
  border-radius: var(--radius-lg);
  padding: 48px 40px;
  max-width: 440px;
  width: 90%;
  text-align: center;
  animation: modalPop 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
}
@keyframes modalPop {
  from { opacity: 0; transform: scale(0.8); }
  to { opacity: 1; transform: scale(1); }
}
.modal-icon {
  width: 72px; height: 72px;
  background: var(--green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  color: white;
  margin: 0 auto 24px;
  box-shadow: 0 0 0 12px rgba(22,163,74,0.15);
}
.modal-box h3 {
  font-family: var(--font);
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--gray-900);
  margin-bottom: 12px;
}
.modal-box p {
  color: var(--gray-500);
  font-size: 0.95rem;
  line-height: 1.7;
  margin-bottom: 28px;
}

/* ===== SCROLL ANIMATIONS ===== */
.reveal {
  opacity: 0;
  transform: translateY(32px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 960px) {
  .hero-content { grid-template-columns: 1fr; gap: 48px; padding-bottom: 60px; }
  .hero-card { max-width: 480px; margin: 0 auto; }
  .hero-text { text-align: center; }
  .hero-badge { justify-content: center; }
  .hero-ctas { justify-content: center; }
  .hero-trust { justify-content: center; }
  .hero-sub { max-width: none; }
  .steps-grid { flex-direction: column; }
  .step-arrow { transform: rotate(90deg); }
  .benefits-grid { grid-template-columns: repeat(2, 1fr); }
  .testi-grid { grid-template-columns: 1fr; }
  .testi-card.featured { transform: none; }
  .footer-inner { grid-template-columns: 1fr; gap: 40px; }
  .footer-links { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 680px) {
  .nav-links, .btn-nav { display: none; }
  .nav-hamburger { display: flex; }
  .section { padding: 64px 0; }
  .hero { padding-top: 80px; }
  .hero-headline { font-size: 2.2rem; }
  .form-row { grid-template-columns: 1fr; }
  .benefits-grid { grid-template-columns: 1fr; }
  .cta-inner { flex-direction: column; text-align: center; }
  .trust-bar-inner { gap: 20px; }
  .trust-divider { display: none; }
  .footer-links { grid-template-columns: 1fr 1fr; }
  .calc-step { padding: 28px 20px; }
  .calc-progress { padding: 20px; }
  .prog-label { display: none; }
  .btn-row { flex-wrap: wrap; }
  .btn-row .btn-submit { flex: 1; }
}

@media (max-width: 440px) {
  .hero-ctas .btn-lg { padding: 14px 20px; font-size: 0.95rem; }
  .card-amount { font-size: 2.8rem; }
  .footer-links { grid-template-columns: 1fr; }
}