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Terms & Conditions

Last updated: January 1, 2025

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1. Agreement to Terms

By accessing or using SmartCashNow ("we," "us," or "our") website and services, you agree to be bound by these Terms and Conditions. If you disagree with any part, you may not access the service.

2. Nature of Our Service

SmartCashNow is a loan-matching service and is NOT a lender, broker, or agent for any lender. We connect consumers with third-party lenders. We do not make lending decisions, originate loans, or determine loan terms. Loan approval, rates, terms, and availability are solely determined by the lender you are matched with.

3. No Guarantee of Loan Offers

Submitting a request through our service does not guarantee you will receive a loan offer. Lenders independently evaluate applications based on their own underwriting criteria. APR ranges shown on this website are estimates only and are not offers of credit.

4. Information Sharing

By submitting your information, you authorize SmartCashNow to share your personal and financial information with our network of lenders and marketing partners. Please review our Privacy Policy for full details on how we handle your data.

5. Consent to Contact

By submitting an application, you consent to be contacted by SmartCashNow and its partners via phone, email, or text message, including automated dialing systems, even if your number is on a do-not-call registry. You may opt out at any time.

6. No Financial Advice

Content on this website is for informational purposes only and does not constitute financial, legal, or professional advice. Always consult a qualified financial advisor before making borrowing decisions.

7. User Responsibilities

  • You must be at least 18 years old to use this service.
  • You must be a U.S. resident with a valid bank account.
  • All information you provide must be accurate and truthful.
  • You may not use this service for unlawful purposes.

8. Limitation of Liability

SmartCashNow shall not be liable for any damages arising from your use of our service or your reliance on any information provided. Our total liability to you shall not exceed $100 in any case.

9. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law provisions.

10. Contact

Questions? Contact us at smittysfarms@gmail.com

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